The Most Effective and Efficient Credit Training Available
Comprehensive training that values your time. Focused and streamlined modules. Hands-on case studies. Engaging learning checks and quizzes. Expert coaching if your team needs it.
client exclusiveSpecifically Designed to Optimize Hands-On Credit Skills
Every module is purpose-built around real credit work, backed by detailed case studies and reinforcement testing.
10-15 Min Modules
Short, focused modules you can finish between meetings.
Deep Case Studies
Work with the same kinds of files your team uses every day.
Hands-On Exercises
Reinforce understanding and flag gaps before memos.
Earn Certificates
Score 80% or better on course quizzes to earn a Certificate of Excellence.
Learning Guarantee
Every learner can retake any course or quiz as many times as they need to get it right. We don’t cap attempts, because the point is that your team actually learns the material.
Available Now
Learning Paths your team can start today. New Learning Paths are released every week!
Accounting & Finance Foundations for Lenders
Self-paced accounting training for new bank hires: read the three financial statements, property operating statements, and business tax returns fluently in 5 courses and 24 short modules. The first of the two learning paths for new banking professionals.
Commercial Lending Fundamentals
Self-paced commercial credit training for new bank hires: how lending works, the five C’s of credit, loan types and structures, collateral and documentation, and the credit process, ending with a real credit file. The second of the two learning paths for new banking professionals.
C&I Loan Underwriting
Self-paced C&I underwriting training for credit analysts and lenders: screen the request, spread and analyze the financials, build the UCA cash flow, project repayment, weigh guarantors and collateral, and write the credit memo on real borrower files.
CRE Loan Underwriting
Self-paced CRE underwriting training for credit analysts and lenders: work from rent roll and leases to NOI, review the appraisal and cap rate, analyze the borrower and guarantor with the UCA cash flow model, size and stress the loan, and write the credit memo.
Automotive Dealer Lending
Self-paced dealer lending training for lenders and credit analysts: read the dealer financial package, control floorplan with audits and out-of-trust checks, build dealer UCA cash flow, and underwrite dealership real estate, dealer groups, and independent and BHPH dealers.
Commercial Construction Lending
Self-paced construction lending training for lenders and loan administrators: validate feasibility and budgets, size and structure the loan, review draw requests and lien waivers, manage retainage, change orders, and completion, and stress test and work out troubled projects.
A Whole New Catalog, With New Paths Every Week
Pick a topic, follow a curated sequence of courses, and earn a Certificate of Excellence. Paths you can start today are marked Available Now.
- Ag Lending Fundamentals
- Ag Loan Underwriting
- Ag Financial Statement Spreading
- Ag Industry Analysis
- Ag Projections, DSCR & Stress Testing
- Ag Fixed & Productive Asset Analysis
- Farm Management Assessment
- Farm Working Capital & Operating Cycle
- Farm Owner Compensation & Withdrawals
- Farm Entity & Estate Planning
- Farmland & Water Rights Lending
- Ag Commodity Hedging Basics
- USDA Programs & Farm Subsidies
6 Learning Paths available now, and 70 more coming soon.
Coaching by Bankers Who've Done the Job
Beyond the curriculum, our veteran credit coaches assess your team, build personalized plans by role and skill, and run regular check-ins so the training sticks.
Patti Alexander
More than 4 decades in banking across almost every credit role and function including 2 decades of loan review consulting to dozens of banks.
Liz Pham
Former EVP of Credit Risk and Operations at a major California bank with multiple roles over more than 2 decades, plus years of loan review.
Tom Halupnik
More than 40 years of bank lending, equipment leasing and credit instruction across three regional banks and major captive finance firms.
Ready to Train Your Team?
Tell us about your team and we’ll follow up with pricing and your KPNKonnect offer.